Certified Financial Planner (CFP®) Working with a CFP® Professional is an important first step toward reaching your financial goals. Not only do these advisors meet rigorous education and experience requirements, but they are also held to the highest ethical and professional standards in the industry.EDUCATION: CFP® professionals must master nearly 100 integrated financial planning topics, including: InvestmentsRetirement PlanningEstate PlanningInsuranceIncome Tax PlanningEmployee BenefitsRisk Management EXAMINATION: CFP® practitioners must pass a comprehensive two-day, 10-hour CFP® Certification Examination that tests their ability to apply financial planning knowledge in an integrated format.EXPERIENCE: CFP® professionals must have a minimum of three years experience in the personal financial planning process prior to earning the right to use the CFP® certification marks.ETHICS: CFP® practitioners agree to abide by a strict code of professional conduct, known as CFP Board’s Code of Ethics and Professional Responsibility. Through the Code of Ethics, CFP® practitioners agree to act fairly and diligently when providing you with financial planning advice and services, putting your interests first.The Code of Ethics states that CFP® practitioners are to act with integrity, offering you professional services that are objective and based on your needs.*APG does not provide tax or legal advice.The information being provided is strictly as a courtesy. When you link to any of the web sites provided herewith, you are leaving this site. We make no representations as to the completeness or accuracy of the information provided at these sites. Nor are the companies liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third party technology, sites, information and programs made available through this site. By clicking on the link above you will leave our website and assume total responsibility and risk for your use of the site.